🇫🇷 FRANÇAIS

Don’t miss our upcoming webinar Moving to France? Boost Your Visa Approval Odds and Income ProspectsREGISTER NOW!

Finding your dream home in France

The idea of owning a piece of French countryside or a charming apartment in Paris is a dream many harbour. Navigating the path to finding your dream home in France requires a strategic approach, considering legal intricacies, financing options and crucial considerations. In this guide, we’ll walk you through the step-by-step process of buying property in France, making your dream home a tangible reality. 

Table of contents

Finding Your Dream Home in France A Step-by-Step Guide

Define your dream home

Location, location, location!

Begin by identifying your preferred location. Wether it’s the rustic beauty of Provence, the coastal allure of Nice or the cosmopolitan vibes of Paris, understanding where you want to settle is the first step.

Property type

Determine the type of property that suits your lifestyle. Are you envisioning a quaint cottage, a sprawling vineyard, or a chic city apartment? 

Legal aspects if buying a property in France

Engage a notary

In France, a notary plays a crucial role in property transactions. They ensure legal compliance and handle the transfer of ownership. Engaging a notary early in the process is advisable.

You can find a French notary on this website here

Preliminary contract

Once you find a property, preliminary contract (Compromis de Vente) is drawn. This legally binds both parties, and a deposit (usually 5-10%) is paid. 

Due diligence

The notary conducts a series of searches to ensure there are no legal issues with the property. This includes checking for liens, zoning regulations and outstanding mortgages. 

Financing your dream home

Mortgage options

Explore mortgage options early in the process. French banks offer competitive rates for residents and non-residents. A mortgage broker can assist in finding the best deal.

> You might be interested in this article: Getting a mortgage in France

Deposit and fees

Be prepared to pay a deposit and additional fees like notary fees, agent fees and taxes. These can amount to 7-10% of the property price. 

Key considerations

Residency and tax implications

Consider your residency status, as it impacts your taxes. Non-residents may face higher capital gains taxes. 

Renovation and inspection

If buying an older property, inspections become vital. Factor in renovation costs and ensure the property meets your expectations.

> You might be interested in this article: Renovating a property in France

Utilities and services

Confirm the availability of essential services like water, electricity and sewage. In rural areas, this might require additional checks. 

Your guide to buying a property in France

Embark on a journey of property buying in France like a seasoned pro with our comprehensive expert guide. Discover the best strategies to ensure a successful purchase and make the most out of your real estate experience. From insider tips to crucial questions, this eBook equips you with the knowledge to navigate the French property market confidently.

Final notes

Finding your dream home in France involves a blend of romance and practicality. Engage with local experts, understand the legalities, and secure your financing early. By navigating each step carefully, you’ll soon find yourself sipping wine on your terrace of your own French abode. Happy house hunting! 

Follow us on social media

Don’t forget to follow us on Facebook and Instagram

Thinking of relocating? Buying a property abroad? 

When it comes to your overseas payment, we are here to help you every step of the way. Get money in the bank fast and have real 1:1 support from our currency experts. 

More blog posts