Buying a property in France has long been a dream for many British nationals, and that hasn’t changed in 2025. Whether it’s a Provençal farmhouse, a Parisian pied-à-terre, or a charming cottage in the Charentes, France continues to attract UK buyers seeking better weather, culture, or a relaxed pace of life. However, buying in France post-Brexit does come with new legal and administrative steps.
In this updated guide, we’ll cover everything British expats need to know about buying a French property in 2025, from market trends and regional prices to visa requirements and mortgage options.
Table of Contents
Buying a property in France after Brexit: What's changed?
While British citizens can still freely buy a French property, the process now involves more paperwork. Post-Brexit, UK nationals are considered non-EU residents, which means:
- You’ll need to provide proof of financial stability, including income and assets
- Opening a French bank account is essential for transaction and utility setup
- You may be asked for a larger deposit (typically 20%) when applying for a mortgage
- Extended stays beyond 90 days require a long-stay visa
Despite the red tape, British buyers remain a strong presence in rural and coastal French markets, especially in the Dordogne, Charentes, and Occitanie regions.
The French property market in 2025: Stable, diverse and attractive
In 2025, the French property market remains one of the most stable in Europe. Demand continues to be strong in both urban and rural areas, with local and international buyers attracted by France’s lifestyle, infrastructure, and relative affordability (compared to London or the South East).
Many regions are experiencing moderate price growth, particularly in tourist-friendly or high-demand zones, while rural areas continue to offer excellent value for money.
Average property prices in France in 2025
The national average property price in France is now 3,108 €/m². However, prices vary widely depending on the location and type of property:
| Location | Average price (€/m²) |
|---|---|
| Paris | 9,502 € |
| Provence-Alpes-Côte d'Azur | 4,069 € |
| Aquitaine | 3,232 € |
| Languedoc | 2,800 € |
| Dordogne | 1,805 € |
| Charentes | 1,582 € |
| National average for apartments | 3,863 € |
| National average for houses | 2,523 € |
For lifestyle inspiration, see The 10 Most Beautiful Places to Visit in France
Key takeaways:
- Paris remains the priciest market, driven by international demand and limited space
- The Dordogne and Charentes offer rural charm at budget-friendly prices
- PACA and Aquitaine continue to attract retirees and second-home buyers with sun, sea, and access to amenities
Financing a French property in 2025
Buying in France is possible for non-residents, but you’ll need to plan your financing carefully:
- French banks typically require a minimum 15–20% deposit
- Mortgage terms can extend up to 25 years
- Interest rates in 2025 range from 3.5% to 4.5%, depending on the lender and loan type
British buyers must provide:
- Proof of income or pension
- Recent tax documents
- Evidence of savings and liabilities
- A valid visa or proof of legal residency if staying long-term
Working with a mortgage broker familiar with international clients can make the process smoother. Expect slightly tighter lending criteria than pre-Brexit, but overall, buying a property in France as a UK national remains accessible.
Visa requirements for British buyers in 2025
You don’t need a visa to buy a French property, but you do need one if you plan to stay longer than 90 days at a time.
The 90/180-day rule
UK nationals can stay in France visa-free for up to 90 days in any 180-day period. This is perfect for short-term visits or holidays but not suitable for extended stays or full-time residency.
ETIAS in 2026
From 2026, all British visitors will need to register through the ETIAS system (similar to the US ESTA) before entering France or any Schengen country. This is a quick online process but will be mandatory even for short trips.
Long-Stay Visa (Visa de Long Séjour)
Planning to live in your French property for more than 90 days? You’ll need a long-stay visa, which typically allows up to 12 months of residency.
Requirements include:
- Proof of accommodation (e.g. property deed)
- Health insurance
- Proof of financial self-sufficiency
- Clean criminal record
- Application through the French consulate in the UK
Additional costs when buying in France
When budgeting for your property, don’t forget transaction-related fees:
- Understanding notaire fees in France: Around 7–8% of the purchase price (lower for new builds)
- Agency fees: Usually included in the listed price but check carefully
- Mortgage arrangement fees
- Currency exchange costs, especially if transferring large sums from the UK
Using a currency broker, like Ibanista can save thousands when converting GBP to EUR for your deposit or final payment.
FAQs: Buying a property in France as a British expat
Can I still buy a property in France after Brexit?
Yes. British citizens can legally buy property in France with no restrictions, though you’ll need a visa for stays over 90 days.
Do I need a visa to buy a house in France?
No. But you do need a long-stay visa if you plan to live in the property full-time or stay more than 90 days.
How much does property cost in France in 2025?
On average, property costs 3,108 €/m² nationally. Rural regions like Charentes and Dordogne offer prices under 2,000 €/m², while Paris averages 9,502 €/m².
Can I get a French mortgage as a UK citizen?
Yes. French banks do offer mortgages to non-residents, but expect to provide more documentation and a higher deposit.
What regions are popular with British buyers?
The Dordogne, Charentes, and Occitanie remain top choices for affordability and lifestyle, especially for those seeking rural charm and a slower pace of life. For city lovers, Bordeaux and Nice are also popular, offering vibrant culture, international connections, and strong property markets.
Final thoughts: is 2025 a good year to buy in France?
Absolutely. Despite ongoing administrative hurdles and the need for a visa for longer stays, buying a French property in 2025 remains a fantastic investment, whether you’re looking for a second home, retirement haven, or permanent move.
France offers:
- Excellent healthcare
- Diverse regions to suit all lifestyles
- A stable property market
- Reasonable purchase prices (especially outside Paris)
- A warm welcome for British expats
With the right preparation, and professional support, your French property dream is within reach.
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First published in September 2024
Updated in August 2025
