SECURITY & REGULATION

Ibanista Ltd is duly registered in England and Wales under the name Ibanista Ltd (Registration No. 14047903), with its headquarters located at 4th Floor Silverstream House, 45 Fitzroy Street, London, England, W1T 6EB.

Payment and e-money services are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: 1 Sheldon Square, London, W2 6TT, United Kingdom. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199).

At Ibanista, security and compliance are at the forefront of our priorities, ensuring the safety of both our valued clients and our operations. To achieve this, we’ve partnered with Currency Cloud, a global leader in financial technology. Currency Cloud’s robust security infrastructure is backed by substantial investments, guaranteeing advanced levels of protection across their entire system.

Handling transactions exceeding $1 billion monthly, Currency Cloud, a majority Visa-owned entity, serves as the cornerstone of Ibanista’s electronic money, currency, and payment services. Our selection of Currency Cloud as our partner is a testament to their extensive liquidity, seamless operations, and stringent security protocols, ensuring a service that is both secure and efficient.

The Currency Cloud Ltd is duly authorised and regulated by the Financial Conduct Authority (FCA) as an Electronic Money Institution (Ref. Number: 900199). 

Safeguarding
When funds are posted to your account, in line with regulatory requirements, the regulated payment institutions who we work with safeguard your funds. This means that the funds shown in your payment account or e-wallet are held at reputable banks or covered by an insurance policy, and most importantly, are protected for you in the event of our partner payment institutions’, or our, insolvency. Our partners stop safeguarding your funds when the money has been paid out of your account to your beneficiary’s account. If you require a breakdown of the exact amounts of funds you have safeguarded at each of our payments partners at a particular point in time, please do not hesitate to contact us.